OPEN LETTER TO ONE WEST
(ONE WORST) BANK, FSB AND CONGRESS
July 26, 2013
WE THE PEOPLE are writing to inform
you that we will not tolerate One West/IndyMac’s deceitful, immoral, illegal,
criminal and fraudulent practices against all of the tax
paying citizens of America.
WE THE PEOPLE are banding together to ensure that justice prevails.
ensure that the truth about One West/IndyMac and their executives goes public.
WE THE PEOPLE do not and will not
threaten or do anything illegal unlike ONE WEST BANK FSB; we declare that we
will peacefully band together, share information, support each other in
bringing the behemoth of One West/IndyMac down and exposing them for the fraud
and crimes they have committed and continue to do despite Court Orders and
Court supervised Settlements of lawsuits [so One West even defies the
WE THE PEOPLE ask that each and
every one of our voices be heard and our individual stories be heard, be read
and be made public. We respectfully demand that One West answers us in a
National public forum.
standing up against the biggest crime spree in American history, and we will
not back down; we will peacefully and respectfully fight for our
constitutional right to justice and a trial by jury as afforded to us under
the 7th amendment of the United States Constitution.
WE THE PEOPLE will no longer stand back and let One
West steal our properties, our dreams, our rights and
our lives; we will not let you wear us down; you have ruined
thousands of lives already; we will not let you ruin ours.
You have led us down the
garden path, promising reviews for loan modifications when you had no intention
of giving them because it is with foreclosure that you reap the HUGE financial
benefits of the sweetheart deals you made with the FDIC.
You have “dual
tracked” (a whitewashing word to disguise pure criminal fraud of talking
out of both sides of your mouth at the same time) to foreclosure with
You state you are not
subject to the laws that apply to your industry, like FDCPA, FCPA, and RESPA
You send out unsigned,
unnamed letters with hidden employees to avoid personal liability for what
You repetitively lose
our paperwork intentionally trying to wear us down and make us give up.
You do not account for payments, do not send receipts for
payments, and do not provide mortgage coupon payment books so customers
can have all of the mortgage terms, month by month….it is a designed
system encouraging people NOT to make payments by forgetting or getting
confused, and setting the course for foreclosure.
You add on fees when you
feel like it and refuse to fully account for them as your goal is to have
the biggest phony debt owed by the homeowner when you force a foreclosure because
the Federal Government’s FDIC will pay 85% on the biggest balance owed [which
means that ALL taxpayers will pay you on the phony, inflated balances after
You try to intimidate and
harass the borrowers by perpetual lies on the phones and in writing, as well as
sending multiple, hired stalkers to hover around homes to spy on the homeowners
and terrify them as potential burglars while the stalkers take pictures
and other actions intended to terrorize homeowners.
You Refuse to allow us to view our
You act with Misfeasance
(to take inappropriate action or give intentionally incorrect
advice over and over again).
You act with Malfeasance
(which is hostile, aggressive action taken to injure the client’s interests).
You appear to feel you are
above the law as you repeatedly violate the same laws over and over again and
refuse to correct your practices, even when the Judiciary has told you what to
do (and you do NOT) in Consent Orders, etc.
The list is endless and we
could provide thousands of pages with hard, concrete proof of the
criminal enterprise of One West Bank/IndyMac.
MR. OTTING, MR. MUNCHIN, MR. SOROS, MR. PAULSON, MR. MICHAEL
DELL AND EVERY EMPLOYEE WITH ONE WEST BANK FSB. DON’T UNDERESTIMATE
US OR THE POWER OF SOCIAL MEDIA! WE INTEND TO MAKE YOU PAY FOR YOUR CRIMES
AGAINST THE PEOPLE!
SPEAKING TO THE PROSECUTORS, THE CONGRESS, THE JUDICIARY, THE
PRESIDENT OF THE UNITED STATES AND THE FREE PRESS:
PEOPLE, WE WILL CONTINUE TO SPEAK UNTIL MAJOR CHANGES HAPPEN THAT
PROTECT US FROM THE BANKSTERS, WALL STREET FAT CATS AND CORRUPTION IN BOTH THE
POLITICAL AND CORPORATE WORLD. WE DEMAND TO BE HEARD; WE ARE NOT SHEOPLE, WE
WILL NOT BE LED BLINDLY LIKE LAMBS TO THE SLAUGHTER.
PEOPLE respectfully demand that the President, Congress, the
justice system, the press and all our elected leaders stop harboring,
aiding and abetting the illegal, immoral, underhanded, deceitful and what
webelieve are illegal activities by One West/IndyMac. We respectfully
demand that a full PUBLIC inquiry including but not limited to a full
independent auditing and inspection of emails, documents, bank acquisitions and
borrower’s files be thoroughly undertaken.
elected to serve the people not the elite and the banking cartels. We
the People respectfully demand that you stop looking after yourselves
first and do the job you were elected to do and that is to serve the
public that elected you. Self-service is no service, feathering your own
nests and retirement is not what you were elected to do and it is immoral and
unethical to reap the benefits of your position while ignoring the needs of
your constituents. Serving the people of this once great country is a
privilege not a right for life with a cushy pension and benefits at the end of
the Bankers are common Thieves with Keys to the vault and you are allowing it
by failing to prosecute.
“President Obama you so proudly stated in July 2013 that
‘We are a Nation of Laws,” but that is NOT TRUE—It is a LIE if
YOU Mr. President do not prosecute all those who break the laws regardless of
their position, you instructed your US Attorney General Eric Holder NOT to
prosecute the banks for violating the laws. Thanks to YOU Mr.
President, WE THE PEOPLE DO NOT BELIEVE THIS IS A NATION OF
LAWS ANY LONGER…IF THEY ARE ONLY ENFORCED SELECTIVELY AND NOT AGAINST THOSE
WHO LINE YOUR POCKETS AND SUPPORT YOUR CAUSES AND RE ELECTION.
President Obama YOU also said in July that in the remaining 1000
days that you are in office, YOU WILL DO EVERYTHING that you can do to
help the Middle Class recover. To help the Middle Class, YOU
MUST prosecute and throw in jail the financial industry’s executives
who have been pillaging the Middle Class through elaborate fraud schemes that
YOU Mr. President have permitted to operate unchecked during both your
terms. On YOUR watch, the biggest crime spree in America’s history has
been conducted against the Middle Class with thefts of homes through pure lies
and fraudulent documents. WE DEMAND JUSTICE.
Mr. President, you can EITHER be a VILLIAN (Liar) OR a HERO and
prosecute the Banksters and support a Nation of Laws, and help
the Middle Class that was destroyed on your watch. YOUR CHOICE
MR. PRESIDENT. VILLIAN OR HERO!
WE THE PEOPLE are holding you accountable for your own words, no more lip
service only real action.
The governing entities appear to say, we will not help
Americans avoid foreclosure. We will not help to delay or stop foreclosure.
Instead, we will work with the banks to throw American families into the
street so that we can sell their home for pennies on the dollar to
investors. How many hundreds of millions of taxpayer dollars could
be spent on roads or health care but instead its diverted into foreclosure
courtrooms…and the end buyer of most foreclosed homes are hedge funds, banks
and foreign trusts…that’s who’s profiting from this housing crisis.
WE THE PEOPLE NEED REAL REPRESENTATION FOR THE PEOPLE AND NOT FOR THE
WE THE PEOPLE are not looking for a free ride as many keep
saying, we are looking for fairness, but courts have been giving the financial
industry the equivalent of corporate welfare with each foreclosure sale. And in
doing so they have actually stripped the true creditor from any collateralized
claim and further stripped the true creditor from making any claim at all. The
beneficiaries of this unfair and fraudulent system are obviously the banks.
WE THE PEOPLE believe that with proper pleading and
discovery, it may be revealed that One West lacks any ownership interest in the
most all of their loans and lacks any authority to represent anyone with an
ownership interest in the loan. Paper trial and fabrication of assignments
don’t actually prove there was any money involved.
WE THE PEOPLE believe that the victims include many such as the
investors, insurers, taxpayers, borrowers, and the Federal Reserve. Of course
in the case of the Federal Reserve, it knows that it is a victim and that it is
buying completely worthless paper (bonds) from the banks who have previously
sold the same paper to others. The Federal Reserve knows that it is purchasing
worthless bonds. But the Federal Reserve cannot say that the bonds are
worthless because it would then be seen as quantitative easing which is
inflationary. The whole reason the money supply was expanded so much
without inflation going wild is that the Federal Reserve was merely “buying
bonds” and not just giving out money. But the bonds were completely worthless.
So the truth is that the Federal Reserve was and still is giving out money in
PEOPLE CHALLENGE EACH AND EVERYONE, INCLUDING
THOSE LISTED BELOW, TO FIGHT
FOR OUR RIGHTS AT HOME AS OUR GREAT MILITARY FIGHTS FOR OUR RIGHTS ABROAD
(and yours too???).
LIP SERVICE; WE WANT REAL ACTION NOW; WE READ WHAT IS HAPPENING, WE DELVE
DEEPER AND DON’T LIKE WHAT WE SEE.
PEOPLE ARE TAKING A STAND AND THIS IS JUST THE TIP OF THE
PEOPLE ARE THE ICEBERG— ONE WEST IS THE TITANIC. AND WE
INTEND FOR ONE WEST TO SUFFER THE SAME FATE AS THE TITANIC SINKING INTO
OBLIVION. WE ARE ALL JOINING WITH JAMES BEEKMAN IN HIS LAWSUIT
AGAINST ONE WEST BANK/INDYMAC MORTGAGE SERVICES.
SEE THE DETAILS BELOW.
James Beekman, a car washer, in Florida who has
proof of dozens and dozens of violations of laws by One West Bank and its
IndyMac Mortgage Servicing Division (forgeries, fraud, fake documents,
repetitive lying, refusal to acknowledge payments, purposely “losing” payments
so they can foreclose on properties, etc.) with nearly 400 other victims
from across the country who are willing to testify on his behalf as “having
experienced the very same patterns of fraud at the hands of IndyMac.”
With his nominal funds, Mr. Beekman has been in litigation against One West
Bank to protect his $40,000 duplex for a home for his permanently disabled
wife. Thus far, One West Bank has spent MORE THAN $80,000( CAN THIS BANK DO THE MATH HERE) $80K IN COSTS FOR A
$40K ASSET, THAT MAKES NO FINANCIAL SENSE UNLESS OF COURSE YOU HAVE A SPECIAL
DEAL TO GET BACK 80% OF THE ORIGINAL MORTGAGE PLUS INSURANCE PLUS THE HOUSE TO
RE SELL) in defense costs, even replacing local counsel with hot
shot counsel from another state that has close personal relationships with the
judiciary as well as a reputation of blocking litigation with tricks (One
West’s current out-house attorney is private practitioner, Rik Tozzi of
Settlement discussions were initiated by OneWest
Bank. But Mr. Beekman knows the American democratic principles involved…
the need to enforce the laws—to have enough punitive impact so
that there are no more victims of pure outright fraud by OneWest CEO Steven
Mnuchin’s operations. CEO Mnuchin is the former Executive Vice President
of Goldman Sachs (and is the son of the former Chairman of Goldman Sachs and
his brother was a top executive of Bear Stearns). You see—the Mnuchin
family through Wall Street leadership participated in the “world destructive”
derivatives/securities scam and presumably reaped huge financial gains inTier
One pirating, and then went to the lower Second Tier…wherein
the consequentially unemployed victims of the Tier One scam
suddenly found their homes vulnerable and so Mr. Mnuchin reaped also the Second
Tier of assets, those homes, regardless of complying with the real
estate and financial laws…regardless of whether those homes qualified for
home mortgage modifications that would have preserved families in their homes
across the country. Who is financing One West Bank that was founded by Steven
Munchin? Answer: International financier George Soros and Mike
Dell’s (Dell Computers founder) investment group. And Steve Mnuchin
serves on such prestigious Boards of Directors as Sears Holding (which
includes Sears and Kmart stores). [The irony is that Mike Dell’s wife has
established a charity in Austin, Texas that focuses on the needs of homeless
children…and her husband is simultaneously making those children homeless by
financing a fraud-based enterprise… And what is the sourcing of her funds for
the “homeless children” charity? Illegally foreclosed homes?]
Boy does this smell like
rotten fish! OF COURSE IT
DOES-IF THE LAW WERE APPLIED AS IT SHOULD THE BIG BANKS WOULD BE CHARGED WITH
MORTGAGE FRAUD, SECURITIES FRAUD AND WOULD HAVE TO PAY DAMAGES.
The principles involved in this Beekman lawsuit
include Mr. Beekman’s insistence on maintaining a civilization of laws,
maintaining an unwavering commitment to Justice, respecting all people, and
being vigilant in maintaining the sanctity of the heart of our democracy—the
value of our votes. THERE ARE 400 PLUS
OTHERS JOINING IN HERE AND MORE BEING ADDED EACH DAY; WE THE PEOPLE ARE
Amongst other heroes are the over 400
homeowners who were victimized by One West Bank and IndyMac with the
sophisticated fraud schemes but knew the difference between “right and wrong,”
knew that our Democracy was imperiled and disappearing, and fought the
corruption on their own, on their meager finances, with their last breaths.
They banded together over the internet to find insight as to the depth of
the criminal activity and corruption of One West Bank and Indy Mac. Go
to http://www.indymaccomplaints.com to
access the unfinanced Heroes and Heroines who are
fighting for America for the hundreds of millions of victims of the financial
corruption. God Bless one disabled woman in California, Rebecca, who knew
how imperiled America was five years ago and stood her ground by starting up
the website “indymaccomplaints” so the murkiness of understanding and confusion
created by the repetitive fraudulent acts of One West Bank could be cleared up
by information and experiences shared by the thousands of victims across the
country. There were clear patterns of intentional fraud, in every case.
Look how far One West Bank has
reached in violating laws. It turns your stomach. One disabled
woman in Colorado is losing her house to foreclosure by One West Bank
on July 30, 2013 even though she has made all of her payments and has
delivery proofs…and on top of that, she is in a “Victim Protection Program”
that One West Bank and IndyMac have repeatedly and flagrantly violated by
sending/faxing her location information to the abuser (from which she is supposed to be protected)—her brain injury as a
permanent disability came from the abuser who IndyMac has been continually
advising of her whereabouts and other intimate financial details, in total
violation of the terms of Victim Protection in Colorado. One West
Bank and IndyMac repetitively defy the laws—– of contract, of
finance, of victim protection, etc. The victim of One West Bank,
victimized on multiple levels,
ARE YOU PROUD OF YOURSELF ONE WEST/INDYMAC
STEVE MUNCHIN, JOSEPH OTTING, GEORGE SOROS, DO YOU CARE-WE DOUBT
IT. WHAT MAKES YOU SO SPECIAL THAT YOU CAN AVOID PROSECUTION? WE THE
PEOPLE INTEND TO FIND OUT.
Even a Special Agent for the U.S.
Secret Service, Ross Yerger, was put through the same fraud scheme of
OneWest Bank. He made all of his payments and still One West Bank initiated
foreclosure and sent mortgage statements rife with errors. After 2 years
of protracted litigation, in October 2012, a historic civil jury verdict in the
District of Columbia found that One West Bank violated DC’s consumer
protection law by breaching its contract and committing fraud against
Actual damages, punitive damages and attorney
fees were awarded. Yerger v. OneWest Bank, NO. 2011 CA 000706 in the
Superior Court for the District of Columbia. So even a member of the
elite U.S. Secret Service was victimized by today’s version of the organized
THERE WE GO AGAIN, ONE WEST AND
ITS EXECUTIVES AND FOUNDERS KEEP ON VIOLATING LAWS, ETHICS AND MORALS AND
GETTING AWAY WITH IT – WHY? WE WILL FIND OUT; WE WILL GET ANSWERS;
ARE YOU ALL SO SCARED OF THEM
THAT YOU DARE NOT PUBLISH THIS? WHAT IS THE HOLD THAT THEY HAVE OVER YOU
ALL THAT MAKES YOU KEEP QUIET AND TRY TO STOP THE PUBLIC FINDING OUT ABOUT THE
MASSIVE FRAUD? WE ARE NOT SCARED, WE ARE GOING FOR IT.
PEOPLE ARE SPEAKING LOUD AND CLEAR;
WE WILL NOT
Signed: Victims of One West