On Nov 14, 2014, at 2:53 PM, Steve Curry <> wrote:

If I may pose the question;

   As a taxpayer, or as a County Sheriff, how does it feel to be genuine “Victims of Crime?”

As “Victims of Crime,” you NOW have Rights!  I do hope you will exercise them accordingly, so as NOT to lose them!

Sheriffs, Undersheriffs, and their Deputies, across Colorado are now being considered our latest “Crime Victims.”  All Sheriffs Departments, along with all investigative journalists from around the country are being encouraged to launch their own investigations into their local county’s insurance & securities programs, where fraud is, most likely, being perpetrated by their own County Commissioners, County Clerks, Treasurers, County Attorneys, and by what are being alleged to be “Interagency Risk Management Services & Products.”
These “Interagency Insurance Cooperatives???” are, actually, “for-profit private corporations” impersonating “government agencies.”
What is transpiring throughout Colorado, are elaborately choreographed “Pyramid, Ponzi, and Shell Game schemes,” which quietly siphon off public treasury funds to create large “pools of cash for private capital investments” into the corporation’s Wall Street portfolios.
These schemes, which appear to involve a highly organized Matrix of public officials, middle-men, and high-powered insurance Underwriters, are likely happening all across the country, where $$Billions, if NOT $$$Trillions in embezzled taxpayer funds, allegedly being used to purchase insurance products, such as those insuring “Oaths & Bonds on Public Officials,” are ending up in foreign banks, with little, if any, viable, or valid, insurance services, or products, being provided, or rendered.  There appears, too, to be very little regulatory oversight on these syndicated, or “franchised & fraudulent operations.”

It’s hoped that these “Crime Victims,” particularly the County Sheriffs, will step up and demand a full County, State, and/or Federal investigation into this matter!


RE: IRS Case File: #2014-0009531

RE: SEC Case File:  #TCR1411007620053

Traveler’s Case No.# Pending

Good Morning, Rick, Adam, and invited guests;

If you were to discover, and you should have done so by now, that, the CTSI insurance policies, which you’ve been told, securitizes your “Oath of Office,” and this “commercial insurance” was to, somehow, shield you, and protect you from financial ruin, should you willfully, or negligently, harm one of Montrose citizens, was, in fact, Null & Void upon its inception, and its issuance, just how secure would you feel in continuing your position as Sheriff & Undersheriff?  Would you be feeling a little betrayed, and a little hesitant in performing your tasks as LAW Enforcement Officials?

So, instead of being “insured” against any & all “criminal omissions, misconduct, and/or malfeasance,” on your part, or on the part of your Deputies, you were forced to pay, out of your own pocket, anywhere from $1,000,000.00, to $100,000,000.00 in damages per offense, per person, you injured.  Would you, then, have any thing even close to the assets needed to satisfy such a claim?

How would your wives & kids respond, when the auctioneer is selling off every bit of property you thought you, and your wives owned, down to your service revolver, your bank accounts, stocks, and your wedding rings?

Is there a bank in Montrose, or elsewhere, that would loan you this money to pay your claim?  If so, what collateral would you need to turn over to the bank?

Remember, you did NOT pay anything towards your “insurance,” in the first place!  The “taxpayers of Montrose County” paid these premiums for you!  Correct?

I hate to be bearer of bad news, Rick & Adam, but this is, exactly, the situation you are in, RIGHT NOW!  As you are about to learn, you do NOT have ANY legitimate insurance, despite what you may have been told by Francine Tipton-Long, Rosemary Murphy, David White, Gary Ellis, Ron Henderson, or Robert Hill, Esq..  What may be even more illuminating, and frightening, is that Francine, Rosemary, David, Gary, Ron, or Robert, do NOT have ANY insurance, either, unless they are insured elsewhere!  Even then, most insurance underwriters operate in the very same way, in denying claims launched against public officials, while demanding the payment of premiums & sureties from the “taxpayer,” and to be held harmless for any criminal acts of their clients!

As I’ve tried to get across to you, CTSI, One Beacon Insurance, Arthur Gallagher, Lexington Insurance, and AIG, along with Gary Ellis, and Montrose County Attorney, Robert J. Hill, Esquire, have conspired to defraud Montrose County taxpayers, while other County Commissioners, and their County Attorneys across Colorado, have siphoned off $Millions in bogus premium & surety payments for their own private gain & profit!

What CTSI, et al, Gary Ellis, and Robert J. Hill, Esquire, practice, is what is called “Risk Management,” where few, if any, claims are EVER paid!  This means, that, the “taxpayer funds,” which were “allegedly” meant for securitizing your “Oath(s),” as required under State & Federal LAW, travel in one direction, and one direction, ONLY, and these “insurers” provide Nothing in return!  It’s an offense considerably worse than that of “taxation without representation!”  It’s called pure THEFT when NO services, or products, are being rendered!

Between the numerous “Exclusion & Indemnity Clauses” built into CTSI’s fraudulent “Contracts,” these “clauses” actually insure that the “Risks” of your “employment” as Sheriff, and Undersheriff, sticks with YOU, and NOT with CTSI, or their “Foreign Underwriters!”

     CTSI, One Beacon, Lexington, Arthur Gallager, and AIG, “EXCLUDE” ANY “Omission, Misconduct, or Malfeasance,” on your part, as in NOT being covered, which, when compared to the “Presumption, or Title of the Contract,” alleging exactly what the insurance was supposed to do, as in “limiting your liability,” and protecting “taxpayer” from the criminal acts of your department!!

These “Exclusions include, but are not Limited to: Breach of Contract (except where noted in policy form).”  This may come as a surprise to you, that this clause includes “Breaching your Oath of Office!”

Lay these irrefutable facts directly upon what the “Statewide CTSI-Excess Liability Agreement,” states on Page #11;

“In witness whereof, we have issued this policy, signed by the President and Secretary, but it shall not be valid unless countersigned by our duly authorized representative.


4 VIL 100 10 98


Countersigned _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ Authorized Representative Date”

Do you see any “countersignature by their duly authorized agent, or representative.”??

The lack of a “countersignature” NULLIFIES this “Commercial Instrument,” and what you are left with, is the empirical & irrefutable evidence of FRAUD, but NO insurance!  The “taxpayers,” having NOT been informed by the Commissioners, Clerks, the Treasurer, or County Attorney, nor having given their Consent to this “Agreement,” were charged, anyway, with paying the bogus “Bill(s)!”

The Commissioners, County Clerks, County Attorneys, and Treasurers, along with our State Legislators, have failed in their due-diligence, and their Fiduciary duties, to review these documents, and to insure their commercial viability & validity, before drafting payments of the premiums & sureties.

Instead, they awarded the unread, unsigned, and NULLIFIED “CTSI Agreement,” which, under ALL State, Federal, and County Procurement Procedures, Policies, Bylaws, Guidelines, and “Rules of Ethical Conduct,” are PROHIBITED! These “omissions, misconduct, and malfeasant acts” are, at the very least, CRIMINAL NEGLIGENCE!

Add to this, Mr. Ellis’s un-LAW-ful acceptance of the position as a Board of Director for CTSI, wherein, his egregious “conflict of interest” extends, also, to his being an “Elected Public Official,” and County Commissioner, you have “INTENTIONAL & CRIMINAL FRAUD!”  Again & Again, ignorance of the LAW, is NEVER an excuse, and NO man is EVER above the LAW!

If you would take the time to investigate CTSI, and review Colorado House Bill 10-1062, as I had requested, you would have found all of CTSI’s “Contracts” to be nothing more than fraudulent instruments, and false promises, to fleece the taxpayer, and provide ZERO liability, accountability, or responsibility, for paying any claim against any “public official” brought to them!

In reviewing the “CTSI Insurance/Oaths of Office,” please see pages #13, #15, where CTSI is marketing & selling “commercial paper” of Western Surety Company, which has NOT been in business since 1992.  Western Surety was sold to CNA Financial at that time.

Even though Western Surety’s “commercial paper” is recognized by CNA, why, then, is CTSI NOT disclosing, or selling CNA “commercial paper?”  Where a “non-existent,” or “defunct” corporation continues to take a cut of the premiums, this is “Pyramiding,” and constitutes CRIMINAL FRAUD, as in executing a “Shell Game!”

“The shell game (also known as ThimblerigThree shells and a peathe old army game) is portrayed as a gambling game, but in reality, when a wager for money is made, it is almost always a confidence trick used to perpetrate fraud. In confidence trick slang, this swindle is referred to as a short-con because it is quick and easy to pull off….

In practice however, the shell game is notorious for its use by confidence tricksters who will typically rig the game using sleight of hand to move or hide the ball during play and replace it as required. Fraudulent shell games are also known for the use of psychological tricks to convince potential players of the legitimacy of the game – for example by using shills or by allowing a player to win a few times before beginning the scam.”—-Wikipedia

If you are in doubt of this charge, please find the DATE of December 28, 2010 on Rosemary Murphy’s “OFFICIAL BOND AND OATH,” and the  “signature” of Paul T. Brulat, Senior Vice President of WESTERN SURETY COMPANY!

Franchise fraud (or “franchise churning“) is defined by the U.S. Federal Bureau of Investigation as a pyramid scheme. The FBI website states: Pyramid schemes—also referred to as franchise fraud or chain referral schemes—are marketing and investment frauds in which an individual is offered a distributorship or franchise to market a particular product. The real profit is earned, not by the sale of the product, but by the sale of new distributorships. Emphasis on selling franchises rather than the product eventually leads to a point where the supply of potential investors is exhausted and the pyramid collapses.”—–Wikipedia

     [NOTE: A “Franchise fraud” survives on the ever-renewable “supply of potential investors,” a.k.a. “county taxpayers!”]

Mr. Ellis, as a Board of Director for CTSI, and Robert J. Hill, Esq. are directly violating multiple LAWS, in addition to various Federal & State “Statutes, Codes, Rules, and Ordinances,” regarding “Conflicts of Interest,” and they Know how this insurance “franchise fraud,” a.k.a. “game” is rigged, as they operate as a “Gatekeepers” for CTSI, as they are at the head of pin when it comes to arguing, denying, dismissing, rejecting, or refuting valid claims made against CTSI.

Beyond the County Commissioners are scores of “insurance attorneys,” who use the “Contract’s” “Exclusionary & Indemnity Clauses,” along with a broad array of “legislative statutes,” “codes,” “rules,” “ordinances,” and other “Colors of Law,” similar to Colorado House Bill 10-1062, to market & sell more insurance products & services, and to argue, deny, refute, and reject, any & all claims against public officials, and to “INDEMNIFY,” “HOLD HARMLESS,” and to protect CTSI, One Beacon, Western Surety, CNA, Lexington Insurance, and AIG, against any “Financial Risks.”

You, now, know what Risk Management” truly means!

[NOTE: Approximately 80% of all legislation concerning “statutes,” “codes,” “rules,” “ordinances,” and other “Colors of Law,” are “LOBBIED,” and/or “INFLUENCED,” by “attorneys,” who are BAR members, and who are working, directly or indirectly, for the Insurance companies, either in seeking to create newer & larger sources of revenues, or for protecting the “risks” of foreign-based insurance companies].

As per Colorado “statutes” pertaining to “Gifts,” I would, also, expect, that Mr. Ellis receives “compensation” from CTSI in excess of the Colorado’s LAW-ful limit of $50.00 per year, when a Denver hotel room averages $150.00 to $175.00 per night!  Mr. Ellis’s “compensation” from CTSI may be considered by some to be “legal,” yet, according to Montrose County’s Policies, Procedures, and Bylaws, Any “compensation” to Mr. Ellis, is un-LAW-ful, unethical, and immoral!

Mr. Ellis, along with other participating Colorado County Commissioners, are PROHIBITED under County, State, and Federal Laws, Commercial Law, and the Law of Nations, from “directly, or indirectly, engaging with ANY service, or product vendor for the County!”  If you are in doubt, please check Montrose County Procurement Procedures, Policies, Bylaws, and their Rules of Ethical Conduct, in particular.  It is under Sections 1.7, and 1.8, where you will find Mr. Ellis’s criminal violations drawn in black & white!

As the County Attorney, Robert J. Hill, Esq, according to his “UNSIGNED & NULLIFIED CONTRACT,” which I’ve already introduced to you, had a fiduciary duty as a “County Employee,” and “County Administrator,” to inform the “taxpayer,” and Mr. Ellis of this criminal misconduct, yet, he has NOT lifted a finger, or raised an eyebrow, to protect the “taxpayer” from fraud, or to advise, or counsel, Mr. Ellis concerning this criminal activity.  Neither Mr. Ellis, nor Mr. Hill, can plead Ignorance of the LAW!

As you will find in your investigation, these “taxpayer funds” have been fraudulently misappropriated, and embezzled, without the Knowledge, Full-Disclosure, or Consent of the Montrose County taxpayers!  These “taxpayer funds” have been pooled with other “taxpayer funds” from 54+ Colorado counties, and then pooled into “private capital investment funds,” wherein, CTSI invests these funds into a wide variety of Wall Street portfolios.  At present, CTSI has over $60Million floating around in these Wall Street Casinos!  Revenues generated from these “gambling ventures,” seem to disappear, as they are “absorbed” by “costs of business,” ie; salaries, perks, benefits, and “legal expenses,” of CTSI, and their “affiliates!”

Furthermore, and as I’ve mentioned previously, CTSI, One Beacon, Arthur Gallager, Lexington Insurance, and AIG, are ALL foreign agents of foreign principles, according to USC Title #22!  In identical capacities, Mr. Ellis, with the knowledge, assistance, confederacy, and cooperation, of Francine Tipton-Long, Rosemary Murphy, David White, Ron Henderson, and Robert J. Hill, Esq., has profited from, aided, abetted, supported, managed, and as a Board of Director, SUPERVISED, what can ONLY be called, a Pyramid Scheme, a Ponzi Scheme, and a Shell Game, with the People’s money-in-Trust!

If this is NOT, yet, clear, the individuals involved in these elaborate schemes, are subject, not ONLY to State charges, but to Federal charges, which include the following offense(s);

18 USC § 225Continuing financial crimes enterprise

(a) Whoever—(This means an “individual.” It also refers to a “person,” and a “person” is defined as a “corporation,”)

(1) organizes, manages, or supervises a continuing financial crimes enterprise; and

(2) receives $5,000,000 or more in gross receipts from such enterprise during any 24-month period,

shall be fined not more than $10,000,000 if an individual, or $20,000,000 if an organization, and imprisoned for a term of not less than 10 years and which may be life.

  • For purposes of subsection (a), the term “continuing financial crimes enterprise” means a series of violations under section 215, 656, 657, 1005, 1006, 1007, 1014, 1032, or 1344 of this title, or section 1341 or 1343 affecting a financial institution, committed by at least 4 persons acting in concert.

Should you happen to come across CTSI’s attorney, Jeffrey Driscoll, Esq., a Colorado BAR member, and President of Williams, Turner & Holmes, P.C. of Grand Junction, you can add his name to above list, as he has been criminally misrepresenting CTSI as a “government agency,” which, of course, is a complete farce, and NOT true in any way, form, or function!

According to the Colorado Secretary of State, CTSI submitted their “Articles of Incorporation” in 1992, where they claimed to have NO MEMBERS!  Having recently revised their website, and locked down their “Financials” from further public scrutiny, ONLY MEMBERS have access to their private business!  Your investigation will, or should, reveal WHO these MEMBERS are!  You might want to ask Mr. Ellis for his password.

When, and NOT if, you begin your investigation, please consider that the “Blue Code of Silence, or Conduct” does NOT appear to apply outside of the LAW Enforcement community.

This “Code” could provide you with a bit more fervor & urgency in your investigations, as you will NOT be investigating another officer.  At the same time, the “Blue Code” could be augmented to marshal up your investigative efforts, and to assure that your indictments, and arrests, are carried out.

Finally, Rick & Adam, if I may pose the question;

How does it feel to be genuine Victims of Crime?”

As “Victims of Crime,” you NOW have Rights!  I do hope you will exercise them accordingly, so as NOT to lose them!

Note to Invited Guests: Sheriffs & Undersheriffs, along with all investigative journalists from around the country are encouraged to launch their own investigations, wherein, what is transpiring in the Counties of Colorado, is likely happening all across the country, and $$Billions, if NOT $$$Trillions are ending up in foreign banks, and these “Fiat Debt Notes” are being used against the American People!

POSTSCRIPT:  If you have not, yet, reviewed the “Open Letter to the Crown,” and the work of Judge Dale on the “Great American Adventure,” I would strongly encourage you to take the time to do so. I’ve attached these illuminating & revealing works, once again.

Private Patent & Estate of steven duane curry; “House of Curry”

steven duane curry; “juris privati”

All Rights Reserved-status quo ante bellum




About arnierosner

As an American I advocate a republic form of government, self-reliance, and adherence to the basic philosophy of the founding fathers and the founding documents, I ONLY respect those who respect and "HONOR" their honor. No exceptions!
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